Terms of Service

These Terms of Service (“Terms”) govern your access to and use of the website located at navoraconsulting.com and any related pages, tools, and services (collectively, the “Site”) operated by Navora Consulting (“Navora,” “we,” “us,” or “our”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Use of the Site

You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to use the Site in any way that could damage, disable, overburden, or impair it, or interfere with any other party’s use of the Site. You agree not to attempt to gain unauthorized access to any portion of the Site, other accounts, or any systems or networks connected to the Site.

2. No Professional Advice

The content on the Site, including articles, calculators, estimates, and other materials, is provided for general informational purposes only and does not constitute tax, legal, accounting, investment, or other professional advice. Any calculators or estimates are illustrative, rely on assumptions and the information you provide, and may not reflect your actual circumstances or results. You should not act or refrain from acting on the basis of Site content without seeking advice from a qualified professional. No client relationship is formed by your use of the Site.

3. Submissions and Communications

When you submit information through a contact form, calculator, or other tool, you represent that the information you provide is accurate. You authorize us to use that information to respond to you and to prepare for any consultation, as described in our Privacy Policy. Do not submit information you consider confidential or proprietary except as reasonably necessary to receive services.

4. Intellectual Property

The Site and its contents, including text, graphics, logos, images, software, and the selection and arrangement thereof, are owned by or licensed to Navora and are protected by intellectual property laws. You may view and print content for your personal, non-commercial use. You may not reproduce, distribute, modify, create derivative works from, or publicly display any part of the Site without our prior written consent.

5. Third-Party Links and Services

The Site may contain links to third-party websites or services, including scheduling and other tools, that we do not control. We are not responsible for the content, policies, or practices of any third party, and your use of those services is governed by their own terms.

6. Disclaimer of Warranties

The Site is provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, secure, or error-free, or that any information on the Site is accurate, complete, or current.

7. Limitation of Liability

To the fullest extent permitted by law, Navora and its officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or related to your use of (or inability to use) the Site, even if advised of the possibility of such damages. Our total liability for any claim relating to the Site will not exceed one hundred U.S. dollars (US$100).

8. Indemnification

You agree to indemnify and hold harmless Navora and its officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Site or your violation of these Terms.

9. Changes to the Site and Terms

We may modify or discontinue the Site, or update these Terms, at any time. When we update these Terms, we will revise the “Last updated” date above. Your continued use of the Site after changes take effect constitutes acceptance of the updated Terms.

10. Governing Law

These Terms are governed by the laws of the United States and the state in which Navora is organized, without regard to conflict of law principles. Any disputes arising under these Terms will be subject to the exclusive jurisdiction of the courts located in that state.

11. Contact Us

If you have questions about these Terms, contact us at info@wilkinsandco.consulting.